Interest Rate

Interest Rate Effective from 8th June 2017

1. Deposit
 
A. Saving Account:
Type of Account Interest Rate on Daily Basis Minumun Balance
VIP Saving Account 6.00% 100.00
Premium Saving Account 6.00% 100.00
OM Special Saving Account 6.00% 100.00
Muskan Saving Account 6.00% 100.00
Normal Saving Account 6.00% 100.00
Bir Gurkha Saving Account 6.00% 100.00
Jestha Nagarik Saving Account 6.00% 100.00
Bal Bachat Saving Account 6.00% 100.00
Payroll Mgmt. Saving Account 6.00% 100.00
Micro Finance Saving Account 6.00% 100.00
Happy Saving Account 7.00% 5,000.00
Golden Saving Account 8.00% 10,000.00
Call Deposit up to 6.00% 1,000.00
Social Security Saving 6.00% 0.00
Corporate Deposit 6.50% 1,000.00
Current Deposit 0.00% 1,000.00
FCY Saving Account (USD) 1.00% $100
B. Fixed/Term Deposit:
Tenure Quaterly At Maturity Min. Balance
Fixed Deposit Upto 3 Month  12.00% 10,000.00
Fixed Deposit Upto 6 Month  12.00% 10,000.00
Fixed Deposit Upto 9 Month  11.50% 10,000.00
Fixed Deposit Upto 1 Year  11.50% 12.00% 10,000.00
Fixed Deposit above 1 Year  10.00% 10.00% 10,000.00
Special Fixed Deposit 1 Year  12.50% 500,000.00
Fixed Deposit above 5 Years Negotiable        –
Semi Liquid Fixed Deposit upto 1 Year*  9.00%  1,00,000.00
2. Loan:
Loan Type Interest Rate
Loan & Advances 13% to 17%
Loan Against FD Receipt +2 or Minimum 11%
Micro Enterprises Loan (With Collateral) 15% to 17%
Micro Finance Loan 18%
 Consortium Loan  As per Consortium Decision
3. Penal Rate:
Overdraft / Working Capital / Revloving Loans 2%
Term Loans 2%
4. Base Rate:
10.04