Interest Rate

Interest Rate Effective from 17th August 2017

1. Deposit
 
A. Saving Account:
Type of Account Interest Rate on Daily Basis Minumun Balance
VIP Saving Account 6.00% 100.00
Premium Saving Account 6.00% 100.00
OM Special Saving Account 6.00% 100.00
Muskan Saving Account 6.00% 100.00
Normal Saving Account 6.00% 100.00
Bir Gurkha Saving Account 6.00% 100.00
Jestha Nagarik Saving Account 6.00% 100.00
Bal Bachat Saving Account 6.00% 100.00
Payroll Mgmt. Saving Account 6.00% 100.00
Micro Finance Saving Account 6.00% 100.00
Reconstruction Saving Account 6.00% 100.00
Happy Saving Account 7.00% 5,000.00
Golden Saving Account 8.00% 10,000.00
Call Deposit up to 6.00% 1,000.00
Social Security Saving 6.00% 0.00
Corporate Deposit 6.50% 1,000.00
Current Deposit 0.00% 1,000.00
FCY Saving Account (USD) 1.00% $100
B. Fixed/Term Deposit:
Tenure Quaterly At Maturity/Yearly Min. Balance
Fixed Deposit Upto 3 Month  10.00% 10,000.00
Fixed Deposit Upto 6 Month  10.25% 10,000.00
Fixed Deposit Upto 9 Month  10.50% 10,000.00
Fixed Deposit Upto 1 Year  11.25% 11.50% 10,000.00
Fixed Deposit above 1 Year  10.00% 10.25% 10,000.00
Fixed Deposit above 5 Years Negotiable        –
Semi Fixed Deposit Upto 1 Year*  9.00%  1,00,000.00
2. Loan:
Loan Type Interest Rate (Premium over base rate (% per annum)
Loan & Advances Upto 5.57%
Loan Against FD Receipt +2% on coupon rate or Minimum 11%
Micro Enterprises Loan (With Collateral) Upto to 5.57%
Micro Finance Loan 6.57%
 Consortium Loan  As per Consortium Decision
3. Penal Rate:
Overdraft / Working Capital / Revloving Loans 2%
Term Loans 2%
4. Base Rate as on 31st Ashad 2074
11.43%