Interest Rate

Interest Rate Effective from 2nd January 2018

1. Deposit
 
A. Saving Account:
Type of Account Interest Rate on Daily Basis Minumun Balance
VIP Saving Account 6.00% 100.00
Premium Saving Account 6.00% 100.00
OM Special Saving Account 6.00% 100.00
Muskan Saving Account 6.00% 100.00
Normal Saving Account 6.00% 100.00
Bir Gurkha Saving Account 6.00% 100.00
Jestha Nagarik Saving Account 6.00% 100.00
Bal Bachat Saving Account 6.00% 100.00
Payroll Mgmt. Saving Account 6.00% 100.00
Micro Finance Saving Account 6.00% 100.00
Reconstruction Saving Account 6.00% 100.00
Happy Saving Account 6.00% 5,000.00
Golden Saving Account 8.00% 10,000.00
Silver Saving Account 8.00% 10,000.00
Call Deposit Negotiable 1,000.00
Social Security Saving 6.00% 0.00
Corporate Deposit 6.00% 1,000.00
Current Deposit 0.00% 1,000.00
FCY Saving Account (USD) 1.00% $100
B. Fixed/Term Deposit:
Tenure Quaterly Yearly At Maturity Min. Balance
Fixed Deposit Upto 3 Month  8.50% 10,000.00
Fixed Deposit Upto 6 Month  9.00% 10,000.00
Fixed Deposit Upto 9 Month  9.25% 10,000.00
Fixed Deposit Upto 1 Year  9.50% 10.00% 10.00% 10,000.00
Fixed Deposit above 1 Year  9.00% 9.50% 10.00% 10,000.00
Fixed Deposit above 5 Years Negotiable        –
Special Fixed Deposit up to 1 Year  11.00%  1,00,000.00
2. Loan:
Loan Type Interest Rate (Premium over base rate (% per annum)
Loan & Advances Upto 5.57%
Loan Against FD Receipt +2% on coupon rate or Minimum 11%
Micro Enterprises Loan (With Collateral) Upto to 5.57%
Micro Finance Loan 6.57%
 Consortium Loan  As per Consortium Decision
3. Penal Rate:
Overdraft / Working Capital / Revloving Loans 2%
Term Loans 2%
4. Base Rate
11.74%